The Deal Isn't Dead: 5 Financing Plays for a High-Rate Market
Rates moved again and buyers went quiet. The deals that still close this fall are the ones where someone at the table knows how to restructure the payment.
- Tuesday, October 20, 2026
- 11:00 a.m. to 12:00 p.m. MT, which is 1:00 p.m. ET
- 60 minutes, including live Q&A
Fill out the form to save your spot.
Save my seat
Sixty minutes with Nicole Rueth on the plays that keep a stalled buyer moving.
Can't make it live? Register anyway and we will send you the replay.
The deals still closing are the ones somebody restructured
Nicole Rueth joins Homebot for 60 minutes on the plays that keep a stalled buyer moving. You don't need to know how to structure a loan. You need to know which play exists, when it applies, and what to ask your lender for.
Nicole has spent two decades structuring financing in exactly the market conditions agents are navigating now. She is bringing five of them, with the math and the caveats attached.
Nicole Rueth
Nicole Rueth is an expert mortgage strategist with The Rueth Team. She has spent two decades structuring financing in exactly the market conditions agents are navigating now.
Erica McGarvey
Erica leads customer education at Homebot, guiding real estate agents and loan officers from curiosity to confidence with the platform. She hosts the session and runs the live Q&A.
Five financing plays for a higher-rate market
Each play answers an objection you are already hearing. Nicole covers when each one works, and when it doesn't.
Buydowns, seller-paid and buyer-paid
The break-even math, and how to tell which version your deal can actually support.
ARMs: who, when, and why
The buyers an ARM genuinely serves, and the ones it hurts in the long run.
Financing for buyers who don't fit the box
Self-employed, 1099, investors, and thin credit files. Stop pre-disqualifying people in your head.
Assumable mortgages
Harder to find, gold when you land one. How to spot a candidate and what it takes to close it.
Equity plays for move-up buyers
How an owner buys the next place without waiting to sell the current one.
A slower market hands you leverage
We finish on how to get the concession actually agreed to
Fewer buyers at the table changes what a seller will say yes to. The last stretch of the hour is about turning that into a specific ask, so the concession your buyer needs gets agreed to and written into the contract.
buydowns · ARMs · assumables · equity · concessionsThe deal isn't dead. Find out which play it needs.
Join us on Oct 20th at 11 a.m. MT. Can't make it live? Register anyway and we will send you the replay.
