The headlines said stall. The data said go. MBA origination data for all 50 states, paired with live signal from 10M+ homeowners, and the playbook to act on it this quarter.
Mortgage origination data by state, with equity and delinquency benchmarks
A refinance heat map showing where engagement runs hottest
An activation playbook you can run this quarter
The 30-year fixed hit its highest level since August 2025. Volume held anyway.
Sources: MBA State Mortgage Market Profiles and Homebot platform data. Industry figures are attributed to their original publishers.
What's inside
MBA state profiles show where the market is. Homebot signal shows which clients are moving now. The report closes with the exact lists and conversations to run.
A $1.6 trillion origination market, the three states carrying a third of it, and a refi index running 51% above last year.
Median payments state by state, the $2,363 spread between the highest and lowest states, and where refi engagement runs hottest.
Home values splitting state by state, the most active spring market in four years, and the FHA concentration behind delinquency risk.
What 10M+ homeowners did inside Homebot in May, and the exact lists and conversations to run this quarter.
Why loan officers need this report
Every state's originations, payments, and prices sit next to the national line. See whether your market outran the average.
The heat map shows where refi engagement runs hottest. Start the conversation before the rate does.
The playbook turns equity, seller, and risk data into outreach you can run against your database now.
Educate and nurture your database with valuable home finance information
Grow your network and maximize lead potential
Leverage transaction intent signals to engage with leads before the competition
