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Our little corner of big opinions, thoughts and ideas about the lending and real estate industries, fintech, homeowner wealth-building and just about anything else we feel compelled to blog.


The big-bank mortgage thrill is gone…

Key takeaways: Post recession inversion of the Mortgage Lending industry. Big banks are leaving residential mortgages, vacuum filled by non-bank lenders. New landscape is dominated by technology that creates great consumer experience and transaction efficiency. Just prior to the Great Recession of 2008/9, four big banks dominated the mortgage market. But not anymore. In just …

There’s a sea change occurring in homeowner financial management.

Key take aways: On the rise: Technology for empowering homeowners, like you, to manage their financial assets like a pro. Home Equity, (not 401ks, not investment accounts), is responsible for over 80% of your retirement wealth. Loan officers have powerful insights and best practices that can be unlocked for their clients. Your Loan officer knows things that …

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